Sphera Credit Data

Canadian rates and market data for commercial real estate lending, as an MCP server for AI assistants and as open JSON and CSV files.

Connect an AI assistant

Add this URL as a remote MCP server: https://data.spheracredit.com/mcp

Browsing the catalogue and latest values works right away. The first time your assistant pulls a rate history, it asks you to sign in with your work email. Access is free.

Open data

Catalogue: /api/v1/catalog.json. Each series is also available as /api/v1/series/{id}.csv, which Excel can refresh through Data, From Web.

• goc-2y Government of Canada benchmark bond yield, 2-year
• goc-3y Government of Canada benchmark bond yield, 3-year
• goc-5y Government of Canada benchmark bond yield, 5-year
• goc-7y Government of Canada benchmark bond yield, 7-year
• goc-10y Government of Canada benchmark bond yield, 10-year
• goc-long Government of Canada benchmark bond yield, long-term
• corra CORRA (Canadian Overnight Repo Rate Average)
• corra-index CORRA Compounded Index
• corra-avg-30d CORRA compounded average, 30 days
• corra-avg-90d CORRA compounded average, 90 days
• corra-avg-180d CORRA compounded average, 180 days
• cmb-5y-new-issue-yield Canada Mortgage Bond 5-year new-issue yield
• cmb-5y-new-issue-spread Canada Mortgage Bond 5-year new-issue spread over Government of Canada
• cmb-10y-new-issue-yield Canada Mortgage Bond 10-year new-issue yield
• cmb-10y-new-issue-spread Canada Mortgage Bond 10-year new-issue spread over Government of Canada
• cmb-5y-estimate Canada Mortgage Bond 5-year yield, estimated daily
• cmb-10y-estimate Canada Mortgage Bond 10-year yield, estimated daily
• policy-rate Bank of Canada policy rate (target for the overnight rate)
• prime-rate Prime rate
• cre-mortgage-rate-new Chartered bank rate on new non-residential mortgage loans to businesses
• cre-mortgage-rate-outstanding Chartered bank rate on outstanding non-residential mortgage loans to businesses
• cre-mortgage-spread-5y New non-residential mortgage rate spread over the 5-year Government of Canada yield
• cpi-yoy Consumer Price Index, total, year-over-year change
• cpi-trim CPI-trim
• cpi-median CPI-median
• usd-cad USD/CAD exchange rate

Source: Bank of Canada. Series marked derived are Sphera estimates computed from Bank of Canada data. Privacy notice